COVERAGE BASICS
A service van carrying tools, a pickup traveling to job sites, and a truck making deliveries can each create business-use exposures. The important questions are who owns the vehicle, who drives it, what it carries, and how often it is used for work.
Personal auto insurance may not be designed for regular deliveries, transporting products for a fee, or repeated service travel. A Commercial Auto conversation can help match coverage to the way your Sacramento business operates.
Start with the Commercial Auto insurance page and review General Liability coverage for broader business protection.